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I was looking for a loan for new construction. My builder thretanded me with penalties if I switched lenders. My real estate agent said that it’s a safe bet to close with the builder. My family and friend told me not to switch because it wasn’t worth losing a house over. For the interest rate and the huge $$$ credit I decided to bet on Todd. I can’t say enough to thank Todd Grunwald. Look him up. I don’t know what his working hours are but he would respond all throughout the day and night. He is almost like a 7/11. He has outstanding work ethics and everything with consumer direct was transparent. I don’t understand the bad reviews. The lender wants to close you but they can’t control your debt to income, credit or the appraisal. I was skeptic about online lenders I still can’t believe they pulled this loan off. Todd made the loan process a dream. He is a loan officer super hero. If you want a lean lender that gives you the best rate call Todd.

It was great working with Kate Vogel and the others at Consumer Direct Mortgage, I would highly recommend them! They helped me navigate all of the documentation needed and communicated the entire process every step of the way. Since I hadn't bought a house in years, this made life much easier!

I wanted to pass along what an extreme pleasure it was dealing with everyone at CDMTG. The entire team did an exemplary job. My wife and I couldn’t have asked for better service and outcome with the mortgage process with this house. Finding a mortgage has changed over the past decade including the methodologies and processes in documentation, qualification, and closing. The doom and gloom warnings of working with a net based/national lender don't apply to Consumer Direct. The were attentive, expedient, and closed on-time. Every step of the way from documentation requests, appraisal, underwriting, and closing went smooth and painlessly. I would highly recommend them to anyone.

From start to finish took maybe 3 weeks with the last week being during the 4th of July. The biggest problem was getting all of the document together and emailing them in. Then we closed, all the accounts (1st and 2nd Mortgage) were cleared in another week. Simple, easy, NO stress, and FAST! On top of all of it, we are saving $1,200 per month on our mortgage and got a major chunk of money at closing.

It was a pleasure working with Charles and his team on our latest mortgage. He was very helpful and understanding of our concerns. The process was as painless as it can be and I will go to them for my next mortgage or re-fi.